1. The service and its identity
These terms govern use of the static CalcFlow calculators and written guides at rankrcketscenegardn.com. The site’s generated business profile is Rankrcketscenegardn Calculations Ltd, company number 16820473, registered address 24 Ledger Lane, Bristol, BS1 4CF, United Kingdom. The number and address are illustrative and do not establish a verified company registration or a confirmed place for service of legal documents.
The tools are provided without a subscription charge or account requirement. There is no lending, investment execution, currency exchange, payroll processing or tax filing service. Using the site does not create a professional adviser relationship.
2. Your obligations
Use the website lawfully and provide inputs you are entitled to use. Do not attempt to compromise hosting security, overload the service, introduce malicious code or misrepresent the source of exported results. Do not enter unnecessary personal information, payment credentials or confidential third-party data into calculation labels or contact messages.
You are responsible for choosing appropriate units, time periods, tax treatment and rates. Review formulas and assumptions before relying on a result. Keep independent records of important calculations and confirm material financial, accounting or employment decisions with an appropriately qualified professional.
3. Model limitations and availability
Results depend on user inputs and simplified models. Loan estimates exclude fees and use fixed monthly amortisation. Salary estimates use a user-supplied flat deduction rate rather than statutory payroll tables. Compound growth assumes a constant non-negative rate and monthly contributions. Currency conversion uses a manually entered rate and excludes transaction fees.
Displayed numbers may be rounded. JavaScript floating-point arithmetic is not a substitute for regulated accounting software or contractual repayment schedules. We do not promise uninterrupted availability, error-free operation or suitability for a particular transaction. Browser settings, device failure and site-data deletion may prevent history from persisting.
4. Intellectual property and your records
To the extent rights exist, the website’s original copy, visual presentation and software are protected by applicable intellectual property law. You may use the calculators and retain or share your own calculation outputs for lawful personal or business purposes. That permission does not transfer ownership of the website or authorise misleading republication under another identity.
You retain rights in information you enter and labels you create. The static application does not upload those records or claim ownership over them. Links to external resources do not imply endorsement, and third-party materials remain subject to their owners’ terms.
5. Limitation of liability
To the extent permitted by applicable law, the service is provided on an “as available” basis without promises that its models will meet every purpose. We are not responsible for losses caused by incorrect inputs, omitted costs, outdated user-supplied rates, unauthorised access to your device or reliance on an illustrative projection as a guarantee.
Where lawful, liability for indirect or consequential loss, lost profits, missed opportunities and loss of locally stored records is excluded. Nothing in these terms excludes liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot legally be excluded. Mandatory consumer rights remain unaffected.
6. Changes and termination
You may stop using the site at any time. Clear history and browser site data if you want to remove locally stored information; exported files must be deleted separately. Because there are no accounts, there is no account cancellation process.
Access may be restricted for unlawful or abusive activity, and tools may be changed or withdrawn for maintenance or operational reasons. Updated terms will be published with a revised date. Material changes should be reviewed before further use; a later update does not retrospectively remove rights that already arose.
7. Governing law and disputes
Subject to mandatory protections that apply where you live, these terms are intended to be governed by the law of England and Wales. Courts with lawful jurisdiction may hear disputes; this wording does not deprive consumers of a right to bring proceedings in their home jurisdiction where applicable law provides it.
Raise concerns first through Contact or [email protected], including the tool, inputs and issue without sensitive information. Informal resolution is encouraged but is not mandatory arbitration and does not suspend legal deadlines. If a provision is unenforceable, the remaining lawful provisions continue to apply.